--- title: Free Business Valuation Calculator UAE | Assetica description: Free business valuation calculator for UAE companies. Enter your EBITDA and net debt for an indicative equity value range using real sector multiples. url: https://assetica.net/business-valuation-calculator/ source: Assetica, independent business valuation firm, Dubai and the UK --- # Business Valuation Calculator for UAE Companies **Definition:** A free business valuation calculator for UAE companies. Enter your annual EBITDA, any normalisation add-backs and your net debt, and it applies the published EBITDA multiple range for your sector to produce an indicative equity value range. It runs entirely in your browser and nothing you enter is sent to Assetica. ## How the calculation works The calculator adds your normalisation adjustments to reported EBITDA, applies the sector multiple range to give an enterprise value, then subtracts net debt to give equity value, which is what a shareholder actually receives. Where owner dependence or customer concentration above 30 per cent is flagged, it applies a discount, because both represent earnings a buyer may not retain after you exit. ## What it deliberately does not do It does not model your cash flows. A defensible valuation reconciles at least two approaches, normally a discounted cash flow alongside market multiples, with an asset-based approach as a floor for holding and property-rich companies. It also examines contracts, the working capital cycle and the quality of earnings, none of which a calculator can see. That is the difference between an indication and a report that survives a buyer, a bank, the Federal Tax Authority or a court. See [UAE valuation reference data](https://assetica.net/uae-business-valuation-facts/) and [how the three valuation methods work](https://assetica.net/blog/business-valuation-methods-explained/). ## Sector multiples used Construction and contracting, trading and distribution, and restaurants and F&B: 3x to 5x. Logistics and shipping, manufacturing and industrial, and professional services: 4x to 6x. Healthcare and clinics: 6x to 10x. SaaS and technology: 5x to 9x, though these are more usually priced on recurring-revenue quality than on EBITDA. ## Frequently Asked Questions How accurate is this business valuation calculator? It gives an indicative range, not a valuation. It applies published sector EBITDA multiples to the figures you enter and adjusts for net debt, owner dependence and customer concentration. A real valuation normalises your earnings line by line, examines contracts, and reconciles at least two approaches. Treat this as a starting point for the conversation, not a number to put in front of a buyer, a bank or the GDRFA. What is normalised EBITDA and why does it matter? Normalised EBITDA is your earnings before interest, tax, depreciation and amortisation, adjusted to remove one-off, non-recurring and owner-specific items. Common adjustments include paying yourself above or below market rate, personal costs run through the business, above-market rent on a property you own personally, and related-party dealings that are not at arm's length. Buyers pay a multiple on normalised EBITDA, so this adjustment usually moves the answer more than the multiple does. Why does the calculator subtract net debt? Because the multiple gives you enterprise value, which is the value of the operating business on a debt-free, cash-free basis. What you actually receive as a shareholder is equity value: enterprise value less net debt, minority interests and preferred equity. Confusing the two is one of the most common and most expensive valuation errors we see. Why do owner dependence and customer concentration reduce the value? Both are transfer risks. If the business depends on your personal relationships, or if one customer represents a large share of revenue, a buyer is acquiring earnings that may not survive your exit. Buyers price that risk as a discount, or as deferred consideration and an earn-out. Can I use this output for a Golden Visa application? No. The UAE Golden Visa business route requires an independent valuation confirming your equity is worth at least AED 2 million net of debt, accepted by the GDRFA in Dubai or the ICP federally. Calculator output, template reports and self-prepared figures are routinely rejected. Assetica issues a compliant report in five to seven business days. Is this calculator free? Yes, entirely free, and nothing you enter is sent anywhere. The calculation runs in your browser and Assetica never sees your figures unless you choose to contact us. ## Get the defensible number Assetica is an independent business valuation firm in Dubai. We do not audit and we do not broker deals, so the number carries no conflict. Reports to RICS and IVS standards in five to seven business days. 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