What is the average business valuation multiple in UAE?

The average EBITDA multiple for UAE businesses in 2026 ranges from 3x to 8x across all sectors. Technology and SaaS businesses achieve 8x–15x EBITDA. Financial services businesses trade at 6x–12x EBITDA. Healthcare businesses achieve 6x–10x EBITDA. Professional services firms typically achieve 4x–8x EBITDA. Retail and F&B businesses tend to be valued at 3x–7x EBITDA.

How do I calculate my business value in Dubai?

To calculate your business value in Dubai: Step 1 — Gather three years of audited financial statements. Step 2 — Calculate your normalised EBITDA, adjusting for one-off items and owner-specific costs. Step 3 — Identify your industry EBITDA multiple (3x–15x depending on sector). Step 4 — Multiply EBITDA by the appropriate multiple to get an indicative enterprise value. Step 5 — Cross-check using a revenue multiple for your sector. Step 6 — Deduct net debt to arrive at equity value.

How long does a business valuation take in UAE?

A standard independent business valuation in the UAE typically takes 2–3 weeks for SMEs from receipt of the required financial documentation. Expedited valuations can be delivered within 5–7 business days for time-sensitive transactions such as UAE Golden Visa applications.

Do I need a certified valuation or can I estimate it myself?

A certified valuation is required for UAE Golden Visa applications (AED 2M threshold must be confirmed by a certified valuer), M&A transactions, shareholder disputes, UAE corporate tax compliance, bank financing applications, and formal sale processes.

Can I sell my business without a valuation in Dubai?

While there is no legal requirement to obtain a formal valuation before selling a business in Dubai, selling without one is strongly inadvisable. Without an independent valuation, you risk significantly undervaluing your business in negotiations and losing credibility with serious buyers.

How Much is My Business Worth in Dubai?

Q: What businesses are worth the most in Dubai?

The highest-value businesses in Dubai by EBITDA multiple are: Technology and SaaS companies (8x–15x EBITDA); Financial services and fintech businesses (6x–12x EBITDA); Healthcare and medical businesses (6x–10x EBITDA); and Real estate and property management businesses (5x–10x EBITDA).

By Bill Anderson, Senior Valuation Advisor & RICS Associate — Assetica, Dubai, UAE

Direct Answer: A Dubai business is typically worth 3x–6x its annual EBITDA for service businesses, or 1x–3x annual revenue for early-stage companies. The exact value depends on industry, profitability, growth rate, customer concentration, and current UAE market conditions. Most SMEs in Dubai are valued between AED 500,000 and AED 50 million.

This guide covers EBITDA multiples by industry, DCF methodology, UAE-specific valuation factors, and how to calculate your business value in Dubai in 2026.

UAE Business Valuation Multiples by Industry 2026

UAE Business Valuation Multiples by Industry (Assetica, 2026)

Industry	EBITDA Multiple	Revenue Multiple
Technology & SaaS	8x – 15x	3x – 8x
Financial Services	6x – 12x	2x – 5x
Healthcare & Medical	6x – 10x	1.5x – 4x
Real Estate & Property	5x – 10x	1x – 3x
Manufacturing	4x – 8x	0.5x – 2x
Retail & E-commerce	3x – 7x	0.3x – 1.5x
Professional Services	4x – 8x	1x – 3x
F&B & Hospitality	3x – 6x	0.5x – 1.5x
Logistics & Transport	4x – 7x	0.5x – 1.5x
Construction	3x – 6x	0.3x – 1x

How to Calculate Your Business Value in Dubai

Step 1: Gather three years of audited financial statements. Step 2: Calculate normalised EBITDA (adjust for one-off items and owner costs). Step 3: Apply the appropriate industry EBITDA multiple. Step 4: Cross-check with a revenue multiple. Step 5: Deduct net debt to arrive at equity value. Step 6: Obtain a certified report from Assetica for legal or regulatory purposes.

UAE-Specific Valuation Factors

Business value in Dubai is also affected by: trade licence type (mainland vs free zone); UAE corporate tax position (9% since June 2023); DIFC/ADGM regulatory standing; visa and labour compliance; customer base composition (local vs international); and real estate assets held in the UAE.

How much is my business worth in Dubai?

A Dubai business is typically valued at 3x–6x annual EBITDA for profitable service businesses, or 1x–3x annual revenue for early-stage companies. Most SMEs in Dubai are valued between AED 500,000 and AED 50 million. Technology and SaaS businesses achieve the highest multiples (8x–15x EBITDA).

What is the minimum business value for UAE Golden Visa?

The minimum business value for the UAE Golden Visa investor category is AED 2,000,000 (approximately USD 545,000). This must be confirmed by an independent certified valuation report accepted by the GDRFA or ICA.

What businesses are worth the most in Dubai?

Technology and SaaS companies (8x–15x EBITDA), financial services and fintech (6x–12x), healthcare (6x–10x), and real estate businesses (5x–10x) command the highest multiples in Dubai.